Moist Chocolate Pumpkin Bread Recipe
Imagine the warm, spiced aroma of pumpkin bread wafting through your kitchen, elevated with rich chocolate chips that melt perfectly in every bite. This chocolate pumpkin bread combines the best of fall flavors with indulgent chocolate goodness, creating a loaf that’s impossibly moist and utterly irresistible.
Here’s a fun fact: pumpkin was once considered so valuable that early American colonists used it as currency! This recipe transforms humble pumpkin puree into something truly extraordinary.
What makes this bread special is its perfect balance of warm spices and chocolate richness, plus it’s incredibly simple to make with just one bowl and basic pantry ingredients. Unlike our popular banana chocolate chip bread, this version brings autumn warmth to every slice, making it perfect for cozy mornings and afternoon treats.
What is Chocolate Pumpkin Bread?
Ever wondered why we call it “bread” when it’s clearly dessert in disguise? This delightfully deceiving treat gets its name from the traditional loaf shape, but don’t let that fool you – it’s pure indulgence! Picture this: your grandmother’s classic pumpkin bread decided to have a romantic rendezvous with a chocolate bar, and this heavenly creation was born.
As they say, “the way to a man’s heart is through his stomach,” and this bread has definitely won over countless hearts (and stomachs) with its perfect marriage of flavors. Ready to fall head over heels for this autumn-meets-chocolate masterpiece?
Why You’ll Love This Chocolate Pumpkin Bread:
The Perfect Autumn Indulgence
This chocolate pumpkin bread delivers the ultimate comfort food experience with its incredibly moist crumb and rich, complex flavors. The natural sweetness of pumpkin puree creates a tender texture that practically melts in your mouth, while warm spices like cinnamon and nutmeg transport you straight to a cozy autumn afternoon. Every bite reveals pockets of melted chocolate chips that add just the right amount of indulgence without overwhelming the delicate pumpkin flavor.
Budget-Friendly Homemade Goodness
Making this bread at home costs a fraction of what you’d pay at expensive bakeries or coffee shops. With simple pantry staples and affordable canned pumpkin puree, you can create two full loaves for under $8. Compare that to a single slice at your local café that costs $4 or more! Plus, you control every ingredient, ensuring no artificial preservatives or unnecessary additives make their way into your family’s treats.
Irresistible Mix-Ins and Flavors
The beauty of this recipe lies in its perfect balance of flavors and textures. Rich dark chocolate chips provide bursts of sweetness that complement the earthy pumpkin, while optional chopped walnuts add a delightful crunch. The warm spice blend of cinnamon, nutmeg, and cloves creates depth without overpowering the chocolate. Unlike our classic zucchini bread recipe, this version offers a more decadent experience that satisfies both chocolate and pumpkin lovers. Ready to transform your kitchen into an autumn bakery paradise?

How to Make Chocolate Pumpkin Bread:
Quick Overview
This chocolate pumpkin bread recipe is surprisingly simple and delivers maximum flavor with minimal effort. The one-bowl mixing method means less cleanup, while the moist pumpkin puree ensures a tender crumb every time.
Prep Time: 15 minutes
Bake Time: 60-70 minutes
Total Time: 1 hour 25 minutes
Yield: 2 standard loaves or 24 muffins
The secret to this recipe’s success lies in not overmixing the batter and using room temperature ingredients for even distribution.
Key Ingredients for Chocolate Pumpkin Bread:
Dry Ingredients:
- 3 cups all-purpose flour
- 2 cups granulated sugar
- 1 teaspoon baking soda
- 1 teaspoon salt
- 1 teaspoon ground cinnamon
- 1/2 teaspoon ground nutmeg
- 1/4 teaspoon ground cloves
- 1 1/2 cups dark chocolate chips
Wet Ingredients:
- 1 (15 oz) can pumpkin puree
- 4 large eggs, room temperature
- 2/3 cup vegetable oil
- 2/3 cup water
- 1 teaspoon vanilla extract
Optional Add-ins:
- 1 cup chopped walnuts
- 1/2 cup mini marshmallows for extra sweetness

Step-by-Step Instructions:
Step 1: Prepare Your Kitchen Preheat your oven to 350°F (175°C). Grease two 9×5-inch loaf pans with butter or cooking spray, then dust lightly with flour, tapping out excess. This prevents sticking and ensures easy removal.
Step 2: Mix Dry Ingredients In a large mixing bowl, whisk together flour, sugar, baking soda, salt, cinnamon, nutmeg, and cloves until well combined. Create a well in the center for wet ingredients.
Step 3: Combine Wet Ingredients In a separate bowl, whisk together pumpkin puree, eggs, vegetable oil, water, and vanilla extract until smooth and well blended. Make sure there are no lumps in the pumpkin mixture.
Step 4: Create the Batter Pour the wet ingredients into the well of dry ingredients. Using a wooden spoon or rubber spatula, gently fold the mixture together until just combined. Don’t overmix – a few flour streaks are perfectly fine.
Step 5: Add Chocolate Chips Fold in chocolate chips (and nuts if using) with gentle strokes, distributing evenly throughout the batter. Reserve a handful of chips to sprinkle on top for a beautiful presentation.
Step 6: Fill and Bake Divide batter evenly between prepared loaf pans, smoothing tops gently. Sprinkle reserved chocolate chips on top. Bake for 60-70 minutes, or until a toothpick inserted in center comes out with just a few moist crumbs.
Step 7: Cool Completely Cool in pans for 10 minutes, then turn out onto wire racks. Allow to cool completely before slicing – this prevents crumbling and allows flavors to develop fully.
What to Serve Chocolate Pumpkin Bread With:
This versatile bread pairs beautifully with both warm and cold beverages. Serve slices with hot coffee, spiced chai tea, or creamy hot chocolate for the ultimate autumn comfort experience.
For breakfast or brunch, try it toasted with a spread of cream cheese or butter. The bread also makes an excellent dessert when served with vanilla ice cream or freshly whipped cream.
Create an impressive fall dessert board by pairing slices with caramel sauce, candied pecans, and seasonal fruits like sliced apples or pears. For special occasions, drizzle with chocolate ganache or dust with powdered sugar.
Top Tips for Perfecting Chocolate Pumpkin Bread:
Ingredient Substitutions and Swaps
Replace vegetable oil with melted butter for richer flavor, or use applesauce for a lighter version (reduce by 1/3). Swap all-purpose flour with whole wheat pastry flour for added nutrition, though the texture will be slightly denser. For dairy-free options, ensure your chocolate chips are dairy-free.
Timing and Texture Secrets
Don’t overbake – the bread continues cooking in the hot pan after removal from oven. Check for doneness at 60 minutes with a toothpick test. Room temperature ingredients blend more easily, so take eggs and pumpkin puree out 30 minutes before baking.
Common Mistakes to Avoid
Never overmix the batter, as this develops too much gluten and creates tough, dense bread. Measure flour correctly by spooning into measuring cups and leveling off. Using fresh spices makes a noticeable difference in flavor – replace ground spices older than two years.
Chocolate Chip Distribution Tips
Toss chocolate chips in a tablespoon of flour before folding into batter – this prevents them from sinking to the bottom during baking. For extra chocolate flavor, use a combination of dark chocolate chips and cocoa nibs.

Storing and Reheating Tips:
Room Temperature Storage: Wrap cooled loaves tightly in plastic wrap or store in airtight containers for up to 4 days at room temperature. The bread actually improves in flavor after the first day as spices meld together.
Refrigeration: For longer storage, refrigerate wrapped bread for up to 1 week. Bring to room temperature before serving, or toast lightly for warm, fresh-baked taste.
Freezing Instructions: This bread freezes exceptionally well for up to 3 months. Wrap individual loaves in plastic wrap, then aluminum foil, or slice and freeze individual portions in freezer bags. Thaw overnight at room temperature.
Reheating Methods: Warm individual slices in the microwave for 15-20 seconds, or toast in a toaster oven until heated through. For whole loaves, wrap in damp paper towels and microwave in 30-second intervals until warm.
Nutritional Information
Nutrient | Per Slice (1/12 of loaf) |
---|---|
Calories | 285 |
Total Fat | 12g |
Saturated Fat | 4g |
Cholesterol | 35mg |
Sodium | 245mg |
Total Carbs | 45g |
Dietary Fiber | 3g |
Sugars | 28g |
Protein | 5g |
Vitamin A | 95% DV |
Iron | 8% DV |
Nutritional values are approximate and may vary based on specific ingredients used.
Frequently Asked Questions
Can I use fresh pumpkin instead of canned?
Yes! Use 1 3/4 cups of fresh pumpkin puree. Roast pumpkin chunks at 400°F until tender, then puree until smooth. Make sure to drain excess moisture by placing puree in a fine-mesh strainer for 30 minutes before using.
How do I know when the bread is done baking?
Insert a toothpick into the center of the loaf. It should come out with just a few moist crumbs clinging to it. If it comes out clean, the bread may be slightly overbaked. The internal temperature should reach 200-205°F.
Can I make this recipe as muffins instead?
Absolutely! Divide batter among 24 muffin cups, filling each about 2/3 full. Bake at 350°F for 18-22 minutes, or until tops spring back when lightly touched. This makes portion control easier and reduces baking time.
What’s the best type of chocolate chips to use?
Dark chocolate chips work best as they provide rich flavor without being overly sweet. Semi-sweet chips are also excellent. Avoid milk chocolate chips as they can make the bread too sweet and may not hold their shape as well during baking.
Can I reduce the sugar in this recipe?
You can reduce sugar by up to 1/4 cup without significantly affecting texture, though the bread will be less sweet. Don’t reduce by more than this, as sugar contributes to moisture and tenderness. Consider adding extra spices to compensate for reduced sweetness.
Why is my bread dense and heavy?
Dense bread usually results from overmixing the batter or using too much flour. Mix just until ingredients are combined, and measure flour by spooning it into measuring cups rather than scooping directly from the bag.
How can I make this recipe healthier?
Substitute half the all-purpose flour with whole wheat pastry flour, replace oil with unsweetened applesauce (use 1/2 cup), and reduce chocolate chips to 1 cup. Add chopped walnuts for healthy fats and extra protein.
Can I double this recipe?
Yes, this recipe doubles perfectly. Use four loaf pans and bake in two batches if necessary, as overcrowding the oven affects air circulation and even baking. Baking time remains the same.
Recipe Variations to Try:
Cream Cheese Swirl Version: Create a cream cheese mixture with 8oz softened cream cheese, 1/3 cup sugar, and 1 egg. Layer half the bread batter, add cream cheese mixture, then top with remaining batter. Swirl with a knife for marbled effect.
Pumpkin Spice Latte Twist: Add 2 tablespoons instant espresso powder to dry ingredients and replace chocolate chips with white chocolate chips. Top with a simple coffee glaze made from powdered sugar, coffee, and milk.
Gluten-Free Alternative: Replace all-purpose flour with a 1:1 gluten-free flour blend. Add 1 teaspoon xanthan gum if your blend doesn’t contain it. The texture will be slightly different but equally delicious.
Vegan Adaptation: Replace eggs with flax eggs (4 tablespoons ground flaxseed mixed with 12 tablespoons water, let sit 15 minutes). Use dairy-free chocolate chips and replace oil with melted coconut oil.
This chocolate pumpkin bread recipe brings together the best of autumn flavors with indulgent chocolate goodness. Whether you’re baking for family breakfast, potluck gatherings, or holiday gifts, this foolproof recipe delivers perfect results every time. The combination of warm spices, rich chocolate, and moist pumpkin creates a treat that’s impossible to resist.
Remember, the key to exceptional chocolate pumpkin bread lies in using quality ingredients, not overmixing the batter, and allowing the finished loaves to cool completely before slicing. With these tips and techniques, you’ll create bakery-quality bread that fills your home with the most amazing autumn aromas.
Start gathering your ingredients and preheat that oven – your kitchen is about to become the most popular spot in the house!